For years, treasury teams have struggled with manual, repetitive workflows. As the financial era evolves, regulatory pressures and unpredictable economic conditions are demanding more from finance teams. Traditional methods are sufficient for real-time reporting, fraud prevention, and decision-making. Enter blockchain and AI: two technologies are rapidly transforming treasury functions.
AI Drives Automation, Blockchain Brings Transparency
With AI, finance teams can automate accounts payable and receivable, eliminating time spent on manual reconciliations and freeing up CFOs and treasurers to focus on strategy. By providing real-time data insights, AI is reshaping financial operations for the better.
Blockchain, on the other hand, introduces trust and transparency into financial systems. Through stablecoins, blockchain optimizes cross-border payments and offers alternatives to traditional payment methods, particularly in regions with unstable currencies. Together, these technologies are reshaping financial operations, driving growth and efficiency.
Strategic Advantages for Finance Teams
Blockchain-based treasury innovations are becoming more mainstream, especially with the recent approval of RLUSD, a USD-pegged stablecoin. This breakthrough, launched by Ripple, marks a significant step toward a more efficient and transparent financial future. Stablecoins bridge the gap between traditional currencies and blockchain’s borderless capabilities, creating new opportunities for treasury teams to enhance operational processes.
As financial institutions increasingly adopt blockchain and AI, experts like Tony McLaughlin from Citi Services predict a future where financial transactions will use a common state, offering a single source of truth for balance sheets. Just the beginning of what could be a massive shift in the way finance teams operate.
The role of finance leaders is evolving with the rise of blockchain and AI. Middle and back-office functions as cost centers but as value-added partners driving business success. As AI adoption accelerates, businesses utilize the technology for better cash flow forecasting, fraud prevention, and financial planning.
Meghan Oakes from FIS and Ambrish Bansal from Citi Treasury agree: that AI is poised to be a key enabler of operational efficiency and growth. The future of finance is here, and it’s powered by AI and blockchain.
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